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Insurance

 The district, as a Missouri public entity, is covered under the Sovereign Immunity State Statues. The Safety & Environmental Services department works diligently to establish proactive risk management strategies that will minimize exposure to the district. One type of risk transfer that the district utilizes is insurance. The district purchases commercial insurance annually as a member of the Missouri United School Insurance Council (MUSIC). Coverages include but not limited to: workers’ compensation, property, auto and liability insurance. In 2017, the Supervisor of Safety & Environmental Services was awarded the Dr. Gary VanMeter Achievement Award for Risk Management Excellence

Certificate of Insurance (COI)

When it is necessary for an outside vendor to provide services on district property or district property is being used by an outside group, a COI must be provided in advance.  A COI is a statement of liability coverage for any activity or service that may cause, whether directly or indirectly, an injury, illness, or damage to property in connection with the outside group or a vendor or their services.  This may include for example utilizing district electrical or mechanical infrastructure or trainings and demonstrations that could ultimately cause injury or damage. Please see below the minimum requirements to be met if a COI is requested from a vendor or outside user group. You may find a complete list of the COIs already on file with the district by following the link posted below. The link includes name, insurance agent, or agency, policy dates, where the hard copy is located, and any additional information that is relevant to that vendor. Please contact Safety & Environmental Services with any questions or for additional information concerning COIs.

  • At least $1,000,000 each occurrence, $2,000,000 total aggregate limit for general liability.
  • At least $1,000,000 limit for automobile when applicable.
  • Worker’s Compensation should be statutory and employer liability limit should be $500,000.
  • The General Liability policy must name Lee’s Summit R-7 School District as an additional insured.
  • The “Certificate Holder” field must read:
    Lee’s Summit R-7 School District
    301 NE Tudor Rd
    Lee’s Summit, MO 64086
  • Policy must contain a waiver of subrogation.

Link to Google Doc List